Five ways to build a budget and stick to it
Finalizing, Tracking and Reviewing Your Budget
Now, you’re ready to put all the building blocks together in a final budget. You can document it in a notebook, using a spreadsheet template from Microsoft or Google, or by taking advantage of a budgeting app like Mint, PocketGuard or Wally. Choose the method that you find easiest to use because regularly tracking your actual monthly expenses will help you stick to your budget.
At least once a year, review your budget to adjust for any changes, such as the impact of inflation or a recession on your finances, a pay raise or the attainment of a financial goal.
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Editor’s note: Kathy Delbridge nor Success Partners is affiliated in any way with any of the companies mentioned in this article and derives no benefit from these businesses for placement in this article.